The federal qualified-tips deduction (the “No Tax on Tips” law) is only as good as your records. KeepMyTips turns 15 seconds a night into a documented tip log — on your device, with no account, no cloud, and nothing to sell.
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Look your job up on Treasury’s published tipped-occupation list, each entry with its occupation code. Plain English, one tap — no tax jargon, no guessing whether “barista” is on the list. Whether your tips actually qualify is determined by IRS rules and your own circumstances, not by this app.
Cash tips, card tips, tip pool, tip-outs, hours — one screen, one thumb, at midnight. Auto-gratuities and mandatory service charges are tracked separately, because they are treated as wages rather than tips and mixing them ruins your record.
Export a daily tip log laid out in the style of Form 4070A, plus a full-history CSV your preparer will actually like. The W-2 check compares your log against Box 12 code “TP” so you spot gaps before you file.
On your phone. That’s the whole answer. KeepMyTips has no accounts, no server holding your figures, no ads, and no analytics SDKs. Your tips, hours, employers and notes are stored in a private database on your device and never leave it unless you export them and choose where to send them.
The business model is a subscription, not you. Full details in the Privacy Policy.
KeepMyTips is an independent record-keeping app. It is not affiliated with, endorsed by, or approved by the IRS, the U.S. Treasury, or any government agency, and it does not provide tax, legal, or financial advice. Whether any tips qualify for the federal qualified-tips deduction — and the amount of any deduction — is determined by IRS rules and your individual circumstances. Consult a qualified tax professional.
The federal qualified-tips deduction is capped at $25,000 per return for tax years 2025–2028. It phases out above $150,000 of modified adjusted gross income ($300,000 for married couples filing jointly), requires a valid Social Security number, requires married filers to file jointly, and reaches only occupations on Treasury’s published list.
It is a deduction, not an exemption: it does not reduce Social Security or Medicare (FICA) tax, and most states do not follow it.